ESSENTIAL FUNCTIONS:
·Interview loan applicants for full range of loan applications including, personal auto, home equity, mortgage, credit card, and student loans.
· Evaluate loan applications by verifying membership, income, debt ratios, collateral information, credit and employment history, and overall loan eligibility to ensure that loans are granted within the established underwriting guidelines as defined in the credit union’s loan policy.
· Use analytical skills to make decisions quickly and decisively, following the credit union’s established underwriting guidelines.
· Determines the appropriate Adverse Action when credit requests are denied due to not meeting the loan underwriting guidelines.
· Communicates with indirect dealers, loan officers and applicants to obtain additional information or documentation for final approval.
· Assists with proper collection and verification of loan documents and funding.
· Maintain a thorough knowledge of credit union products and services with emphasis on cross-selling loan products, payment protection and guaranteed asset protection.
· Stay up-to- date and fully informed on all lending products, services, policies, procedures and guidelines.
· Demonstrate a commitment to the credit unions strategic goals as well as self-improvement in the role.
· All other duties as assigned.
Job Type: Full-time
Pay: $50,000.00 - $64,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Retirement plan
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Commute:
Ability to Relocate:
- York, PA: Relocate before starting work (Required)
Work Location: In person