CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Pre-Approval Manager (PAM) will act as a liaison between the organization’s internal and external clients. The PAM will oversee and be directly involved in the loan process from start to finish in efforts to aid CCM borrowers to the best financial program.
Job Responsibilities:
- Provide customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs and various applicable loan documents.
- Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability.
- Review mortgage loan disclosure packages and deliver to borrower; includes but not limited to rate disclosure and re-disclosure packages.
- Assist in managing a pipeline consisting of Conventional, FHA, VA and USDA loans, along with 203k, Jumbo and reverse mortgage products.
- Ensure structure of the loan presents the best program based on the borrower’s financial circumstances.
- Review the file for any missing documentation that best supports approval.
- Communicate loan program and costs with borrowers. (would need to be licensed)
- Pre-Underwrite items to help support approval of the loan. (paystubs, credit reports, W2’s bank statements, court orders, etc.)
- Input feed for disclosures, present and set up loan to best fit borrower’s needs.
Qualifications and Skills:
- Prior Underwriting experience, a plus.
- 3-5 years’ residential mortgage processing experience, required.
- Knowledge of RESPA guidelines and all mortgage and consumer regulations.
- Experience with Encompass, preferred.
- Excellent math and analytics skills.
- Excellent communication skills.
- Ability to prioritize and meet deadlines.
- Proficiency in DU,LP, Microsoft Outlook & Windows.
Pay Range:
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com/
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Experience:
- Mortgage processing: 3 years (Required)
Location:
- New York State (Required)
Work Location: Remote