JOB SUMMARY: MUST WORK IN NEW YORK CITY
The primary function of the Non-QM and Commercial Loan Processor /Junior Underwriter is to ensure the timely and accurate packaging of all non-QM and commercial loans originated by loan officers.
ESSENTIAL RESPONSIBILITIES:
- Gather information and take each file from pre-approval to closing
- Input proper loan information into the system for processing
- Responsible for ensuring that all loan documentation is complete and accurately verified and complies with company policy
- Verify loan documents including income, credit, appraisal and title insurance ultimately preparing application for submission to underwriting
- Review file documentation and make sure all items needed are requested
- Meet crucial deadlines
- Perform any additional duties/activities assigned by management
EXPERIENCE REQUIREMENTS:
- Minimum of 3 years’ recent processing experience
- Strong mathematical, verbal & written communications skills
- Non-QM loan and commercial loan product experience is required and experience in processing business purpose loans is preferred
- Proficiency in Microsoft Office Suite, Loan Prospector, and Desktop Underwriter
- Experience with Encompass or Empower LOS is preferred
- Customer service skills
- Must be detailed oriented, organized, and efficient
- Effective organizational and time management skills
- Excellent opportunity to be promoted to an underwriter
- Bilingual preferred
EDUCATION AND CERTIFICATION REQUIREMENTS:
- College Degree preferred.
Job Type: Full-time
Pay: $50,000.00 - $100,000.00 per year
Benefits:
- Health insurance
- Paid time off
Physical setting:
Schedule:
Supplemental pay types:
Ability to commute/relocate:
- New York, NY: Reliably commute or planning to relocate before starting work (Required)
Education:
Experience:
- Non-QM and commercial loan experience -processing loan: 2 years (Preferred)
Language:
- an Asian language (Required)
Work Location: In person