Position Summary:
Underwrite new extensions of credit and reviews including those for the most complex applicants and transactions. Spread (Borrower and Guarantor, company and personal) financial statements, tax returns in Excel and Sageworks, perform financial analysis, prepare or review collateral evaluations and review customer due diligence for red-flags for existing borrowers and new customers. Assist lending, workout and portfolio management staff as needed.
Qualifications Required:
· Undergraduate degree in Accounting, Finance or related field or equivalent work experience
· Minimum of eight years’ experience in commercial credit analysis or related credit risk management, commercial lending, credit analysis and/or portfolio management, including direct customer contact
· Formal Credit Analyst training program or equivalent
· Expertise with bank systems and analysis tools, such as financial statement spreading software
· Working knowledge and understanding of Commercial and Consumer loan documentation and of third-party due diligence, such as real estate appraisals and environmental reports
· Proficiency in MS Office software, including WORD, Excel, Outlook and ACCESS
Job Type: Full-time
Pay: $90,000.00 - $120,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Parental leave
- Vision insurance
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Work Location: In person